
United States Β· North America
North America

CIA World Factbook / national censuses
Pick your passport to see whether you can enter United States β and what it takes to stay.
Entry rules come from github.com/imorte/passport-index-data, updated 17 February 2026. They change without notice β confirm with the official immigration service before booking.
There is no post-arrival registration step in the US: your I-94 record is your status, and the 'admit until' date on it governs your stay rather than the expiry printed in the visa. The first weeks are a Social Security number if you are work-authorised or an ITIN if not, then Virginia's arrival clock: 30 days to title and register a vehicle, 60 days to get a Virginia licence, and in some localities 30 days for a local vehicle decal bought from the city rather than the DMV.
Read the full step-by-step guideVirginia gives you 30 days to title and register and 60 to swap the licence. Every vehicle needs an annual state safety inspection, but emissions testing applies only in Northern Virginia β Arlington, Fairfax, Loudoun, Prince William and Stafford counties and a handful of cities β so Richmond drivers skip it entirely. The part that catches people is financial rather than procedural: Virginia localities tax the vehicle itself every year, Richmond at USD 3.70 per USD 100 of assessed value, due 5 June, with partial state relief on the first USD 20,000.
Read the full step-by-step guideFederal rules let a bank identify a non-US person by passport number and country of issuance, so you do not have to wait for a Social Security number to open an account. The credit problem is the standard American one β no file scores worse than a bad file. Richmond's advantage is choice: the Federal Reserve Bank of the Fifth District is here, the region carries a dense banking, insurance and credit union sector, and a newcomer refused at one counter has more alternatives within walking distance than in most cities this size.
Read the full step-by-step guideCoverage comes from an employer, from Virginia Medicaid β Cardinal Care β if your income qualifies, or from a plan bought through Virginia's Insurance Marketplace, the state-based exchange that replaced HealthCare.gov for Virginians. Applying federal dates and a federal website here is the standard newcomer error. Locally, VCU Health's downtown campus runs the region's Level I trauma centre and the state's medical school, which gives Richmond specialist depth well beyond what a metro of 1.3 million usually carries.
Read the full step-by-step guideThe US has no SIM registration requirement at all: numbers are not tied to identity documents, so a prepaid SIM or eSIM works the moment you insert it. The only friction is postpaid contracts, which run a credit check you cannot pass on arrival. What is local is weather resilience β Richmond sits far enough inland to avoid the worst of a hurricane but squarely in the path of its remnants, and summer thunderstorms bring lines down most years.
Read the full step-by-step guideVirginia's income tax is nominally progressive, 2% to 5.75%, but the top bracket begins at USD 17,000 of taxable income, so nearly everyone in full-time work is paying the top rate on nearly everything. There is no local income tax anywhere in Virginia. Sales tax in the Central Virginia region β Richmond City plus Chesterfield, Henrico, Hanover, Goochland, Powhatan, New Kent and Charles City β is 6%, with groceries and essential hygiene products at 1% statewide. Where Richmond takes more than you expect is on property: real estate, a 7.5% meals tax, and an annual personal property tax on your car.
Read the full step-by-step guideEach guide has verified costs, timelines, required documents, and the non-obvious gotchas β sourced from official government pages. Last verified August 2026.
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On paper Virginia has four brackets running 2% to 5.75%. In practice the top bracket begins at USD 17,000 of taxable income, a threshold that has not moved in decades, so any full-time worker is paying 5.75% on nearly all of their income. Read Virginia as a flat 5.75% state and you will be close. The compensations are elsewhere: no local income tax anywhere in Virginia β unlike Ohio, Michigan, Kansas City or New York City β and a sales tax of 6% in the Richmond region with groceries taxed at just 1% statewide.
This is the single biggest surprise for anyone moving from a state without a car tax. Virginia localities levy a personal property tax on vehicles based on assessed value: Richmond's rate is USD 3.70 per USD 100, the bill is due 5 June, and the state's Personal Property Tax Relief Act gives a full exemption below USD 1,000 of assessed value and partial relief on the first USD 20,000. A three-year-old car can easily generate a four-figure annual bill. Budget it, and check the rate for the specific locality β Henrico and Chesterfield set their own.
Virginia DMV: title the vehicle within 30 days of moving here, register it within 30 days, and get a Virginia driver's licence within 60. Then there is a step the DMV explicitly says it cannot do for you β some localities require a local sticker or decal within 30 days, bought from the local Commissioner of the Revenue, Treasurer or Director of Finance. Every vehicle also needs an annual state safety inspection. Emissions testing, by contrast, is required only in Northern Virginia; Richmond is not in the programme.
GRTC runs the region's buses and the Pulse bus rapid transit line along Broad Street, and the whole network is zero fare β you board at any open door and pay nothing. That is a genuinely unusual position for an American city of this size and it changes the maths on whether a household needs a second car, especially along the Broad Street corridor between the West End, VCU, downtown and Church Hill. Check the route map against where you are thinking of living before you assume you need two cars and two car-tax bills.
Richmond levies a 7.5% meals tax on prepared food and drink, on top of the 6% regional sales tax. It applies whether you eat in or take away, it covers alcohol, and it applies at coffee shops, bakeries, food trucks and breweries as well as restaurants. In a city with a restaurant scene this good that is a real line in a monthly budget, and it is the most common thing newcomers query on a receipt.
Virginia's cities sit inside no county at all, which is why crossing Broad Street at the western edge of town moves you into Henrico County with a different tax rate, a different school system, a different police department and a different set of services. Nearly every independent city in the United States is in Virginia. Practically: when you compare two addresses, compare the localities and not just the neighbourhoods, and be precise about which government you are dealing with β 'Richmond' on an envelope covers several of them.
Federal Reserve Bank of Richmond, Capital One, Markel, Genworth Financial, Atlantic Union Bank, Truist operations
Richmond is the seat of the Federal Reserve's Fifth District, covering Virginia, Maryland, the Carolinas, most of West Virginia and the District of Columbia β one of only twelve cities in the country with a Reserve Bank. Around it sits an insurance and asset management cluster that is far larger than the city's size suggests.
Virginia General Assembly, Office of the Governor, Supreme Court of Virginia, US Court of Appeals for the Fourth Circuit, McGuireWoods, Hunton Andrews Kurth
This is a capital city and a court city at once: the state legislature and the Governor are here, and so is the United States Court of Appeals for the Fourth Circuit. The result is a legal and lobbying economy with genuine national work in it, and a hiring rhythm that follows the General Assembly session from January.
Altria, CarMax, Dominion Energy, Performance Food Group, Owens & Minor, Universal Corporation
An unusually dense cluster of large public company head offices for a metro of 1.3 million β energy, tobacco, food distribution, medical supply and used-car retail. It means a real corporate professional job market rather than only branch offices.
VCU Health, Bon Secours, HCA Virginia, the Virginia Bio+Technology Research Park, pharmaceutical manufacturing in the region
VCU Health runs the region's Level I trauma centre and the state's medical college, and the biotech park next to it has drawn federal investment in domestic pharmaceutical manufacturing. Health care is among the largest employers in the metro.
Virginia Commonwealth University, University of Richmond, the Martin Agency, advertising and design studios, the Virginia Film Office
VCU is one of the largest universities in Virginia and its art school is consistently ranked at the top of American public art and design programmes, which is why the city has the mural scene, the design studios and the advertising industry it does.
Port of Virginia's Richmond Marine Terminal, CSX, distribution and fulfilment operations, manufacturing across Chesterfield and Hanover
Richmond sits on I-95 between the north-east and the south, on a barge connection to Hampton Roads and on a major rail corridor. Distribution and light manufacturing are a large regional employment base, most of it in the counties rather than the city.
Nature Β· Along both banks of the James, from Huguenot Flatwoods to Ancarrow's Landing
Six hundred acres of riverside park through the middle of the city, with class III and IV whitewater running past downtown β Richmond is on the fall line, and the rapids are the reason the city is here.
Local tip: Belle Isle, reached by a suspended footbridge under the Lee Bridge, is the introduction; Pony Pasture is where locals actually swim and sunbathe; the North Bank and Buttermilk trails are the mountain biking. Rafting the downtown section past the skyline is the thing to do with visitors. Check the river gauge before you get in β this is a real river, not a water feature.
Culture Β· Museum District, Boulevard at Grove Avenue
One of the largest comprehensive art museums in the United States, with an outstanding FabergΓ© collection, strong African and South Asian galleries, and general admission that is free, every day of the year.
Local tip: Free and open 365 days is genuinely unusual for a museum this size, which makes it a default Richmond move β an hour before dinner rather than a whole planned outing. The sculpture garden is a lunch spot. Special exhibitions are ticketed; the permanent collection never is.
Neighborhood Β· North of Broad Street, downtown
The historic centre of Black business and culture in Richmond β once called the Harlem of the South and the Black Wall Street of the South β where Maggie L. Walker became the first Black woman in America to charter a bank.
Local tip: Her house on East Leigh Street is a National Park Service site and is free to visit; go, and take the ranger talk. The neighbourhood was cut in half by the construction of I-95 in the 1950s, which is visible from any corner and is not incidental history. The Hippodrome on Second Street still runs shows.
Neighborhood Β· East of downtown, above Shockoe Bottom
The oldest part of the city, on the bluff where Patrick Henry said 'give me liberty or give me death' at St John's Church β now brick row houses, long views over the river and downtown, and a run of very good restaurants.
Local tip: Libby Hill Park's view is said to have given Richmond its name, after a similar view of the Thames at Richmond in England. The restaurant cluster around 25th and Broad punches far above the neighbourhood's size. Walk down the hill to Shockoe Bottom rather than driving; the hill is the point.
Neighborhood Β· North-west of the Fan, between Broad Street and the interstate
A former industrial district of warehouses and light manufacturing that has become the city's densest concentration of breweries, cideries, meaderies and distilleries, with apartments filling the buildings between them.
Local tip: It is the fastest-changing neighbourhood in Richmond and the one most likely to feel like a construction site. Walkable in the sense that everything is a few blocks apart, less so in the sense of pavements and shade. Best on a Saturday afternoon; genuinely loud on a Saturday night, which matters if you are renting here.
Culture Β· Oregon Hill, on the bluff above the James
An 1849 garden cemetery on the hills above the rapids, holding two US presidents, a maze of Victorian monuments and the best free view of the river in the city.
Local tip: Richmonders run and walk here and it is entirely normal to do so. Go in the late afternoon and follow the road to the river-facing edge above the rapids β the noise of the water comes up through the trees. The city's history is legible in the stones in ways a museum cannot arrange.
Side-by-side cost of living, language, climate and careers β to help you choose.