Where to live in Manila

A condo market layered over a metro of seventeen cities, where the only question that really matters is how far you are from your office at 8am.

The neighbourhoods

Bonifacio Global City (BGC)

PHP 45,000–80,000 / month for a 1-bed

Planned, walkable and modern — the most comfortable landing in Metro Manila, and priced accordingly

NewcomersWalkableFamiliesModern buildings

Commute: Walk within BGC; 30–60 minutes to Makati depending on traffic

  • Genuinely walkable, which is rare in this city
  • Newest buildings with reliable power, water and security
  • International schools and good hospitals nearby
  • The most expensive rents in the metro
  • Can feel sterile and disconnected from the real city
  • Getting out of BGC at rush hour is slow

Makati CBD & Salcedo

PHP 40,000–70,000 / month for a 1-bed

The established financial district — offices, embassies and a long-settled expatriate population

FinanceWalk to workCentralProfessionals

Commute: Walk to Ayala Avenue offices; MRT and buses along EDSA

  • Walk to work if you're in the CBD
  • Salcedo weekend market and good restaurants
  • Best-served area for embassies and services
  • Expensive
  • Older buildings than BGC in parts
  • EDSA traffic on every edge

Poblacion, Makati

PHP 25,000–45,000 / month for a 1-bed

The metro's most interesting nightlife district — bars, speakeasies and old low-rise streets

NightlifeCreativesValueWalkable

Commute: 10–20 minutes to Makati CBD; walkable to parts of it

  • Cheaper than the CBD while being right next to it
  • The best bar and restaurant scene in the metro
  • Actually walkable at night
  • Genuinely noisy
  • Older, more variable building stock
  • Not a family choice

Ortigas Center & Mandaluyong

PHP 25,000–45,000 / month for a 1-bed

The third business district — dense, central to the metro, and better value than Makati or BGC

ValueTransitProfessionalsCentral

Commute: Walk within Ortigas; MRT line 3 runs along EDSA

  • Meaningfully cheaper than BGC for similar quality
  • Central to the whole metro, so commutes in any direction are shorter
  • MRT access
  • Heavy traffic and pollution on EDSA
  • Less walkable than BGC
  • Fewer green spaces

Quezon City (Katipunan, Tomas Morato)

PHP 18,000–35,000 / month for a 1-bed

Large, residential and local — universities, food streets and far more space per peso

BudgetFamiliesSpaceStudents

Commute: 45–90 minutes to Makati or BGC, heavily traffic-dependent

  • The best value in the metro by a clear margin
  • Genuine neighbourhood life rather than a business district
  • Excellent local food scene around Tomas Morato
  • The commute south is the real cost and it is brutal
  • Fewer international services
  • Flooding in parts during the rainy season

How renting works in Manila

Almost all expatriate rentals are condominium units let by individual owners, usually through a broker. The distinctive local mechanics are post-dated cheques, association dues billed on top of rent, and a deposit structure that ties up several months up front.

  1. 1

    Search Lamudi, Dot Property and Facebook groups

    Portals carry the formal market; Facebook groups for specific buildings often have better-priced units let directly by owners.

  2. 2

    Engage a broker for the building you want

    Brokers here are building-specific as much as area-specific. One who works your target tower will know which units are free and what they actually rent for.

  3. 3

    View, and check the building not just the unit

    Ask about backup generators, water pressure, lift reliability and flood history. In Manila these vary enormously and matter more than the finish of the unit.

  4. 4

    Agree the deposit structure

    Two months' security deposit plus one month advance is the common baseline, sometimes more for foreigners without local employment history.

  5. 5

    Expect to issue post-dated cheques

    Many landlords require a set of post-dated cheques covering the whole lease term at signing. This is standard practice, not a red flag — but it requires a Philippine chequing account, which requires the ACR I-Card.

Upfront cost

Typically two months' security deposit plus one month's advance rent — three months' rent to move in, sometimes more. Association dues are usually billed on top and are the tenant's responsibility unless negotiated.

Where to search

Lamudi and Dot Property — the main listing portalsFacebook groups for specific condo buildings, often the best pricesLocal brokers who specialise in your target towerEmployer relocation support, standard for corporate transfersCarousell — increasingly used for direct-from-owner listings

Insider tips

  • Ask about the generator before anything else. Power interruptions happen, and whether the building has full backup — including lifts and aircon — is the difference between an inconvenience and an unlivable week.
  • Check flood history at street level. Metro Manila floods in specific, well-known places during the rainy season, and one street can be fine while the next is impassable.
  • Confirm who pays association dues. They're a significant monthly amount on top of rent in the better buildings and are frequently glossed over in the headline figure.
  • Line up your ACR I-Card before you need a chequing account. Post-dated cheques are the norm, and you cannot issue them without a Philippine bank account, which needs the card.
  • Live near your office even if the flat is worse. Two hours a day in EDSA traffic will shape your life here more than an extra bedroom will.

Avoid these

  • Paying a deposit remotely before viewing — the standard scam here as everywhere.
  • Not budgeting three months' rent up front.
  • Comparing rents without association dues.
  • Signing in a building with no generator backup or poor water pressure.
  • Committing to a Quezon City flat without testing the southbound commute at rush hour.

Some of this may be out of date. Spotted something inaccurate? Help us keep it right for the next newcomer.

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