Cost of Living in Mumbai (2026) — Monthly Budget

Wondering how far your salary goes in Mumbai? Here’s what everyday life costs, in local prices — the numbers that matter when you’re deciding to move or negotiating a package.

What things cost

One-bed apartment, Bandra or Lower ParelINR 60,000–120,000 / month

One-bed apartment, Andheri or PowaiINR 35,000–60,000 / month

Suburban rail monthly passINR 300–600 / month — extraordinary value and correspondingly crowded

Groceries, one personINR 8,000–15,000 / month

Domestic help, part-timeINR 3,000–8,000 / month — standard across the middle class here

Good to know

Population

≈12.5 million in the city; ≈21 million across the metropolitan region

Languages

Marathi is the state language; Hindi and English are used everywhere, and Mumbai Hindi has its own distinct flavour

Currency

Indian rupee (INR)

Time zone

IST (GMT+5:30) — India has a single time zone and no daylight saving

Power plug

Types C, D and M, 230 V / 50 Hz

Climate

Tropical monsoon — hot and humid year-round, with a heavy June-to-September monsoon and a drier, cooler December to February

Driving side

Left

Commute

The suburban rail carries around 7 million passengers a day on three north-south lines

Some of this may be out of date. Spotted something inaccurate? Help us keep it right for the next newcomer.

A note on budgeting

Rent is usually the swing factor — location and whether bills are included move the number most. Build your estimate from the rent band above, add a monthly living figure, and keep a buffer for one-off setup costs (deposits, a residence permit, a local SIM, first-month transport). Globe Quest turns this into a personalized Mumbai checklist so nothing setup-related catches you off guard.