Telecom🇩🇪 Munich, Germany

Getting a German SIM, and why registration matters

Germany requires identity verification for every SIM, including prepaid — passport or ID, verified in a shop, by video call or by post office identification. Prepaid is straightforward and needs no Anmeldung or Schufa. Postpaid contracts run a Schufa check, which a newcomer will fail or pass marginally, so start prepaid and switch later once you have a record.

Total cost
Prepaid plans with reasonable data allowances are inexpensive by western European standards. Postpaid contracts cost more but usually include more data. Home broadband is priced competitively; the cost is in the waiting.
Time needed
A prepaid SIM works within minutes of verification. Home internet takes weeks and occasionally months.
Validity
Prepaid renews monthly. Postpaid contracts run a minimum term of at most 24 months, after which §56 TKG allows cancellation with one month's notice.
Verified
August 2026
Medium confidence·Anyone living in Munich. German telecoms rules are federal: every SIM must be registered to an identified person, and prepaid activation requires identity verification.

Before you start

  • Passport or national ID for verification
  • A German address, for postpaid contracts
  • A German bank account, for postpaid direct debit

Step-by-step

  1. 1

    Buy a prepaid SIM and verify your identity

    Available from supermarkets, phone shops and online. Activation requires identity verification — in a shop with your passport, by video call, or through the Post's identification service. It is quick but it is not optional.

    In personWho: YouWeek 1
  2. 2

    Do not attempt a postpaid contract in your first weeks

    Contracts run a Schufa check and require a German bank account and registered address. With no credit history you will be declined or asked for a deposit. Prepaid avoids all of it.

    OnlineWho: You
  3. 3

    Check network coverage rather than assuming

    German mobile coverage is noticeably weaker than most of western Europe outside the cities, particularly on regional rail lines and in rural Bavaria. If you will commute by train or spend weekends in the Alps, this matters — compare the three network operators rather than choosing on price alone.

    OnlineWho: You
  4. 4

    Switch to a contract once you have a Schufa record

    After a few months with a registered address, a bank account in good standing and a prepaid history, a postpaid contract becomes achievable and is usually cheaper for the same allowance.

    OnlineWho: You
  5. 5

    Sort home internet early — it takes weeks

    German home broadband installation is notoriously slow, frequently taking several weeks from order to connection, and sometimes requiring a technician visit. Order it the day you sign the lease, not the day you move in.

    OnlineWho: You
  6. 6

    Know the cancellation rules

    German telecoms contracts historically auto-renewed for a full year if not cancelled in time. Since 1 December 2021, when the reformed Telekommunikationsgesetz took effect, a contract that continues past its minimum term can be cancelled at any point with one month's notice — but check your terms, because this is the classic trap.

    OnlineWho: You

Documents you’ll need

  • Passport or national ID for SIM registration
  • Meldebescheinigung, for postpaid contracts
  • German bank details, for direct debit
  • Schufa report, which some providers request

Things most newcomers don’t know

German mobile coverage is worse than its reputation, especially on trains.

For one of Europe's wealthiest countries, Germany has persistent coverage gaps — notably along regional rail corridors and in rural areas including much of the Bavarian Alps. If your commute or your weekends take you out of the city, compare the three operators on actual coverage maps rather than on price.

Source: Bundesnetzagentur — mobile coverage map

Home internet takes weeks, so order it before you move in.

German broadband provisioning routinely takes several weeks and can require an engineer visit and, in older buildings, work in the stairwell. Ordering on move-in day means a month of tethering. Order the day the lease is signed and give the future address.

Source: community-reported

Even prepaid SIMs require identity verification.

Germany mandates registration of every SIM to an identified person, so even a supermarket prepaid card needs a passport check by video, in shop, or through the Post. It is not onerous, but arriving expecting to buy an anonymous SIM off a shelf — as you can in the US — leads to a wasted afternoon.

Source: Bundesnetzagentur

The reformed telecoms law fixed a genuine trap, and it dates from 1 December 2021.

German telecoms contracts historically rolled over for another full year if you missed the cancellation window. Since the Telekommunikationsmodernisierungsgesetz took effect on 1 December 2021, §56 TKG caps the initial term at 24 months and lets you cancel at any time with one month's notice once that term has run. A parallel change to §309 BGB brought gym and similar consumer contracts into line from 1 March 2022. Older advice and older contracts may still reflect the previous regime — check yours.

Source: Bundesnetzagentur / §56 TKG

Common mistakes to avoid

  • Expecting to buy an unregistered prepaid SIM off a shelf.
  • Applying for a postpaid contract before you have any Schufa record.
  • Ordering home internet on move-in day rather than at lease signing.
  • Choosing a network on price when your commute runs through a coverage gap.
  • Missing a contract cancellation window under older terms that still auto-renew annually.

Some of this may be out of date. Spotted something inaccurate? Help us keep it right for the next newcomer.

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Sources

Last verified August 2026. Government processes change — always confirm critical details against the official source before acting.