Yonkers, United States skyline
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United States Β· North America

Moving to Yonkers

Half an hour from Grand Central, rent-stabilised, and the only city outside NYC that levies its own income tax.

At a glance

Yonkers quick facts

Population
β‰ˆ211,000 β€” New York State's third-largest city at the 2020 census, a few hundred people ahead of Rochester, and part of the New York metropolitan area
Languages
English; Spanish is the city's second language, with large Ecuadorian, Dominican and Mexican communities, alongside long-established Italian, Irish, Polish and Albanian ones
Currency
United States dollar (USD)
Time zone
Eastern Time β€” GMT-5 in winter, GMT-4 on daylight saving from mid-March to early November
Power plug
Types A and B, 120 V / 60 Hz
Climate
Humid subtropical shading into continental β€” hot muggy summers, cold winters with moderate snow, and nor'easters in late winter
Local income tax
Yes. A Yonkers resident surcharge of 16.75% of your net New York State tax, plus a 0.5% earnings tax on non-residents who work in the city. Only Yonkers and New York City levy one anywhere in the state
Minimum wage
USD 17.00/hour from 1 January 2026 β€” Westchester is on New York's higher downstate tier, the same as New York City, not the USD 16.00 that applies upstate
The country

United States at a glance

North America

Flag of United States
United States
North America Β· High income
Capital
Washington D.C.
Population
341.8M
Area
9,831,510 kmΒ²
Languages
English
Currency
US Dollar (USD $)
Income level
High income

Economy

World Bank Β· 2025
GDP
$30.77T
Per capita
$90,027
Growth
+2.2%

Religion

% of population
Protestant46.5%
None / unaffiliated22.8%
Catholic20.8%
Other4.6%
Other Christian3.4%
Jewish1.9%

CIA World Factbook / national censuses

Connect with people who know Yonkers

Find members who are from, have lived in, or have visited Yonkers β€” ask a local anything, or make a friend before you even land.

Budget

Cost of living in Yonkers

One-bed apartment, Getty Square, Nodine Hill or Park HillUSD 1,650–2,150 / month
One-bed apartment, a waterfront new build or near BronxvilleUSD 2,300–3,200 / month
Bee-Line bus single fareUSD 3.00; OMNY caps 12 rides in 7 days, so a week is never more than USD 35.00
Dinner for two at a South Broadway restaurantUSD 55–85
Coffee at an independent cafΓ©USD 4.00–5.50
Groceries, one personUSD 420–560 / month
Electricity and gas heating, one-bed, December to MarchUSD 160–320 / month
Property tax on a USD 600,000 house β€” city (schools included) plus countyβ‰ˆUSD 10,000 / year, plus refuse and sewer district charges
Before anything else

Can you move to United States?

Pick your passport to see whether you can enter United States β€” and what it takes to stay.

Entry rules come from github.com/imorte/passport-index-data, updated 17 February 2026. They change without notice β€” confirm with the official immigration service before booking.

The bureaucracy

Getting set up in United States

Legal & IDHigh confidence

Status, a Social Security number, and a New York licence within 30 days

There is no post-arrival registration step in the United States: your I-94 record is your status, and the 'admit until' date on it governs your stay rather than the expiry printed in the visa. The first weeks are about a Social Security number if you are work-authorised, or an ITIN if not, then a New York licence within 30 days of becoming a resident. Nothing about this is Yonkers-specific β€” but everything about the tax, housing and licensing that follows is, because you are in Westchester County rather than New York City.

Read the full step-by-step guide
DrivingHigh confidence

Thirty days for the licence, an annual inspection, and the parkways that will eat your moving truck

New York gives new residents 30 days to obtain a state licence and scores your documents on a six-points scale at the counter. Every vehicle registered in New York then needs a safety AND emissions inspection every twelve months β€” not biennially, and not emissions-only. The specifically local hazard is the road network: Westchester is threaded with 1920s parkways that ban commercial vehicles outright and carry stone bridges as low as 6 feet 11 inches, and satnavs route rental vans onto them constantly.

Read the full step-by-step guide
BankingHigh confidence

An account on a passport, and a credit file built for a Westchester landlord

Federal rules let a bank identify a non-US person by passport number and country of issuance, so you do not have to wait for a Social Security number to open an account. The credit problem is the standard American one β€” no file scores worse than a bad file. What is local is the pressure it goes under: Yonkers rents are downstate rents, agents in lower Westchester routinely ask for 40x-annual-income proof in the New York City style, and the units worth having are stabilised ones with long queues.

Read the full step-by-step guide
HealthHigh confidence

NY State of Health, the Essential Plan, and three hospitals inside the city limits

Coverage comes from an employer, from New York Medicaid if your income qualifies, or from a plan bought through NY State of Health β€” the state's own marketplace, not HealthCare.gov. New York's distinctive addition is the Essential Plan, a Basic Health Program tier above the Medicaid income line with no monthly premium, which does not exist in most states and catches a lot of newcomers. Locally, Yonkers has three hospitals within the city and the Hudson Valley's academic trauma centre twenty minutes north.

Read the full step-by-step guide
TelecomMedium confidence

A US number with no paperwork, and broadband that depends on which side of the hill you are on

The US has no SIM registration requirement at all: numbers are not tied to identity documents, so a prepaid SIM or eSIM works the moment you insert it. The only friction is postpaid contracts, which run a credit check you cannot pass on arrival. The local variable is home internet β€” Yonkers is dense enough to be well served on paper, but fibre build-out across a city of century-old hillside buildings is uneven, and 'available in Yonkers' is not the same as available at your address.

Read the full step-by-step guide
TaxHigh confidence

The 16.75% city surcharge, the 0.5% non-resident earnings tax, and a property bill that reads like a misprint

New York State's personal income tax is progressive, from 4% at the bottom to 10.9% at the top, with an additional 0.2 percentage point cut phasing in from tax year 2026 for taxable income up to USD 215,400 single or USD 323,200 joint. On top of that sits the thing that makes Yonkers different from every other Westchester address: a resident income tax surcharge of 16.75% of your net New York State tax, and a 0.5% earnings tax on non-residents who work in the city. What Yonkers does not levy is the New York City resident income tax β€” which is the error people arrive with. Property tax, however, is among the heaviest in the country.

Read the full step-by-step guide

Each guide has verified costs, timelines, required documents, and the non-obvious gotchas β€” sourced from official government pages. Last verified August 2026.

Language

Essential English phrases

Getty SquareDaily life
GET-ee skwair
Downtown Yonkers β€” the civic and commercial centre at the mouth of the Saw Mill River, where City Hall, the courts, the library and the bus hub all sit. Not the waterfront; the waterfront is three minutes downhill and a different world.
The Bee-LineTransport
thuh BEE-line
Westchester County's bus network, which is how most of Yonkers gets around locally. The county runs it, not the city and not the MTA β€” though it takes OMNY and transfers free to the NYC subway.
The Hudson LineTransport
thuh HUD-sun line
Metro-North's line down the east bank of the Hudson into Grand Central. Yonkers has four stops on it β€” Greystone, Glenwood, Yonkers and Ludlow β€” and which one you live near is the single biggest factor in a Yonkers commute.
The Saw MillTransport
thuh SAW mill
The Saw Mill River Parkway, the north–south spine of western Westchester. Also the river it follows, which Yonkers uncovered through Getty Square after ninety years under concrete.
ParkwayTransport
PARK-way
Not a synonym for highway. A New York parkway bans commercial vehicles outright and has stone bridges as low as 6'11" β€” which is why moving trucks get wedged under them every single month. Route your van on the Thruway or the Deegan instead.
Rent stabilisedDaily life
rent STAY-bil-ized
A regulated apartment with capped increases and a guaranteed lease renewal. People assume this is a New York City thing; Westchester is an ETPA county and Yonkers has a great deal of stabilised stock in pre-1974 buildings of six units or more.
The Yonkers taxWork
thuh YON-kerz taks
The city income tax surcharge β€” 16.75% of whatever you owe New York State β€” and the 0.5% earnings tax non-residents pay on wages earned in Yonkers. Nowhere else in New York State except New York City has anything like it.
Down countyDaily life
down COWN-tee
The southern, dense, urban end of Westchester β€” Yonkers, Mount Vernon, New Rochelle, White Plains. 'Up county' is the leafier north beyond White Plains. Estate agents and locals both use the split constantly.
The AqueductDaily life
thee AK-wuh-dukt
The Old Croton Aqueduct trail, a flat 41-mile path on top of the 1842 water tunnel that runs the length of Yonkers and on to Croton. It is the city's best free amenity and most newcomers walk past its entrance for a year.
Nodine HillDaily life
noh-DYNE hil
The dense, steeply pitched neighbourhood above Getty Square β€” the most affordable central address in the city and the one where the hill is a genuine daily consideration, not a detail.
A heroFood
uh HEER-oh
A long sandwich. Not a sub, not a hoagie, not a grinder β€” downstate New York says hero, and Yonkers's Italian delis are where you will be ordering one.
911 / 988Emergency
nine-one-one / nine-eight-eight
911 for emergencies. 988 is the national Suicide and Crisis Lifeline. Yonkers has no 311 line β€” city services go through City Hall on 914-377-6000 or the Problem Solver form on the city website.

Reading a list isn’t learning it. Globe Quest turns these into a trainer β€” hear each phrase spoken, drill them with spaced repetition, and get scored as you say them out loud.

Culture

What to know before you go

Yonkers is not New York City, and it is not the rest of New York State either

Critical

This is the fact everything else hangs off. Yonkers is in Westchester County, so you do NOT pay New York City's resident income tax β€” but Yonkers is one of exactly two places in the state that levies its own. A Yonkers resident owes a surcharge of 16.75% of their net New York State tax, and a non-resident who merely works in Yonkers owes a 0.5% earnings tax on those wages, filed on Form Y-203. Somebody reading a New York City guide will overestimate the tax; somebody reading an upstate guide will miss it entirely. Both are wrong, and the second one finds out at filing time.

Rent stabilisation DOES apply here β€” it is not a New York City-only thing

Critical

Outside New York City the Emergency Tenant Protection Act covers Nassau, Rockland and Westchester counties plus the City of Kingston, and Westchester is where most of that stock sits. ETPA generally reaches buildings of six or more units built before 1974 β€” which describes a very large share of Yonkers's apartment blocks. A stabilised tenancy means capped annual increases set by the county Rent Guidelines Board, a right to a renewal lease, and protection from eviction except on statutory grounds. Ask whether a specific unit is stabilised before you sign anything, because nothing about the listing will tell you.

Westchester property tax is among the heaviest in the country, and Yonkers's tax rate looks insane until you understand why

Critical

The City of Yonkers publishes a total tax rate above USD 1,000 per USD 1,000 of assessed value. That is not a typo and it is not the highest rate in America β€” it is the arithmetic of a city that has not reassessed in decades. The residential assessment ratio for the 2026 roll is 1.41%, so a home worth USD 600,000 carries an assessed value near USD 8,500, and the bill lands around USD 10,000 a year once the county levy and the refuse and sewer district charges are added. Whether you buy or rent, that number is in your housing cost. Compare it against the purchase price, not against a rate table.

Your Westchester minimum wage is the downstate one β€” USD 17.00, not USD 16.00

Important

New York runs two minimum wages. From 1 January 2026 it is USD 17.00 an hour in New York City, Long Island and Westchester County, and USD 16.00 in the rest of the state. Yonkers is Westchester, so it is on the higher tier β€” the same floor as Manhattan. A job advertised at 'the New York minimum wage' has to be read carefully, because upstate employers quote the other number and the gap is a dollar an hour.

Do not put a moving truck on a parkway

Critical

New York's parkways β€” the Saw Mill River, Cross County, Sprain Brook, Bronx River and Hutchinson River, all of which cross Yonkers β€” ban commercial vehicles by law. NYSDOT's own warning says the stone bridges have posted clearances as low as 6 feet 11 inches and that towing a wedged tractor-trailer out can cost over USD 10,000, on top of fines, points and liability for the bridge. Every satnav in the world will happily route a rental van onto the Saw Mill. Set the vehicle profile to truck, or use the Thruway and the Major Deegan.

One Bee-Line fare gets you onto the New York City subway

Important

Yonkers's local buses are Westchester County's Bee-Line, not the MTA β€” but they take OMNY, and a Bee-Line transfer is accepted on the NYC subway and local buses with no additional charge within two hours of boarding. The base fare is USD 3.00 from 4 January 2026, USD 1.50 reduced, and OMNY caps you at 12 paid rides in any seven-day period, after which the week is free. For a household deciding whether Yonkers works without a car, that transfer rule and that cap are the two numbers that decide it.

Register for the STAR credit the moment you buy β€” nobody does it for you

Important

New York's School Tax Relief programme cuts the school portion of your property tax bill, and in Yonkers the school levy is well over half the city rate. For a new buyer it now arrives as a credit paid by New York State rather than an automatic reduction, and it is registered with the Department of Taxation and Finance β€” not with the city, not by your closing attorney. Enhanced STAR for qualifying owners aged 65 and over is worth considerably more. People lose a year of it routinely.

Work

Top industries & employers

Health care

St. John's Riverside Hospital, Montefiore St. Vincent's, St. Joseph's Medical Center, Westchester Medical Center in Valhalla, ArchCare

The largest employment sector in the city, and unusually deep for a place this size because Westchester Medical Center β€” the regional academic trauma and transplant centre for the whole Hudson Valley β€” is twenty minutes north. Yonkers itself carries three hospitals inside the city limits.

Film, television & studio production

Lionsgate Studios Yonkers, Great Point Studios, i.Park Hudson, independent post-production and rental houses

The most recent and most visible change to the Yonkers economy: a large purpose-built studio campus on a former industrial site south of downtown, built to take New York production that cannot fit or afford Brooklyn and Queens. It has pulled crew, catering and equipment businesses in behind it.

Consumer research, media & publishing

Consumer Reports, Kawasaki Rail Car's North American operation, marketing and print firms across the i.Park and Cross County corridors

Consumer Reports has been headquartered in Yonkers for decades and is the city's best-known white-collar employer. Kawasaki assembles rail cars for New York's subway and commuter systems at a Yonkers plant β€” a rare piece of surviving heavy manufacturing on the lower Hudson.

Hospitality, gaming & retail

MGM Empire City at Yonkers Raceway, Cross County Shopping Center, Ridge Hill, Stew Leonard's

Yonkers Raceway has run harness racing since the nineteenth century and the casino attached to it is one of the city's biggest single employers and a major source of municipal revenue. Cross County, opened in the 1950s, was one of the first large open-air shopping centres in the United States and still anchors the middle of the city.

Education & public sector

Yonkers Public Schools, Sarah Lawrence College, Iona University's Yonkers programmes, City of Yonkers, Westchester County government

Yonkers Public Schools is one of New York's 'Big Five' city districts β€” funded through the city budget rather than by a separate school tax levy, which is why a Yonkers homeowner gets one city bill with a school component rather than the separate school bill the rest of Westchester receives.

Food production & logistics

Greyston Bakery, Yonkers Brewing Company, food distributors along the Saw Mill and the waterfront industrial strip

Greyston is a genuine Yonkers institution: it supplies brownies to Ben & Jerry's and hires on an 'open hiring' basis with no interview, rΓ©sumΓ© or background check, which has made it a case study far beyond the food trade.

Explore

Where to go in Yonkers

Untermyer Park and Gardens

Nature Β· North Broadway, north-west Yonkers

The surviving core of Samuel Untermyer's 1910s estate β€” a walled Persian-inspired garden with a mosaic canal, a Temple of Love above a rock garden, and a stone amphitheatre looking across the Hudson to the Palisades.

Local tip: It is free, it is one of the more remarkable gardens in the country, and almost nobody outside Westchester has heard of it. Go in late afternoon and walk down through the Vista steps to the overlook; the light on the Palisades from there is the reason people move to this side of the river.

The Old Croton Aqueduct Trail

Nature Β· Runs the full north–south length of Yonkers

A flat, shaded gravel path laid on top of the 1842 masonry tunnel that carried Croton water to Manhattan β€” 41 miles of it, threading through back gardens, woodland and the middle of Yonkers.

Local tip: This is the single best free thing in the city and it is invisible from the road. Pick it up near the Hudson River Museum and walk north towards Hastings; you pass the old weir chambers and ventilator towers, and it is entirely flat, which in a city built on hills is worth something.

Hudson River Museum

Culture Β· Warburton Avenue, Glenwood

Westchester's largest museum: an art collection strong on the Hudson River School, the restored 1876 Glenview mansion attached to it, and a planetarium, all on a bluff directly over the river.

Local tip: The Glenview period rooms are the part people remember β€” a preserved Gilded Age interior with the river filling every window. Combine it with the Glenwood Metro-North stop, which is a two-minute walk, and you never need to think about parking.

Van der Donck Park & the daylighted Saw Mill

Landmark Β· Getty Square, downtown

The Saw Mill River spent ninety years in a culvert under downtown Yonkers. Between 2010 and 2012 the city dug it back out, and there is now an open river, a fish ladder and a park where a car park used to be.

Local tip: One of the first and largest urban river daylighting projects in the United States, and the pivot point of everything that has happened downtown since. Come in spring and you can watch alewives climbing the fish ladder in the middle of the city.

Philipse Manor Hall

Hidden gem

Landmark Β· Getty Square, downtown

A colonial manor house begun in the 1680s and one of the oldest buildings in Westchester β€” a New York State Historic Site with an extraordinary rococo plaster ceiling and a long, uncomfortable history of the family who built it and the people they enslaved.

Local tip: It sits directly in Getty Square, next to the bus hub, and is genuinely free. The recent reinterpretation is unusually candid about the Philipse family's slaveholding, which makes it a much better visit than a plaque-and-furniture historic house.

The Yonkers waterfront & the Science Barge

Neighborhood Β· Downtown, at the foot of Main Street

A rebuilt esplanade along the Hudson with restaurants, the Metro-North station and a floating hydroponic farm moored off the pier, looking straight across at the Palisades cliffs.

Local tip: This is the part of Yonkers that has changed most in fifteen years. Walk the pier at sunset β€” the Palisades are a 150-metre basalt wall on the far bank and the light goes orange against them. The barge itself runs on solar and river water and is worth an hour if you have children.

Safety

Emergency numbers in Yonkers

911
Emergency services (police, fire, ambulance)
914-377-6000
City of Yonkers β€” City Hall and city services
988
Suicide & Crisis Lifeline
1-800-222-1222
Poison Help
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