Health🇮🇱 Ashdod, Israel

Kupat holim, Assuta Ashdod, and the work-visa gap

Israel's universal system under the 1995 National Health Insurance Law runs through four health funds — Clalit, Maccabi, Meuhedet and Leumit — funded by a health-tax slice of National Insurance. Register with Bituach Leumi, choose one fund, and you receive the identical statutory benefits basket with small capped copays. Olim are covered from the day of aliyah with health tax usually waived for roughly the first six months. B/1 foreign workers are outside the system entirely: the Foreign Workers Law puts the insurance duty on the employer. The city-specific fact is recent: Ashdod had no hospital at all until Assuta Ashdod Medical Center opened in 2017 with about 300 beds under a government tender, run by Assuta, part of Maccabi Healthcare Services. Before that residents travelled to Kaplan in Rehovot or Barzilai in Ashkelon, and those remain the alternatives for anything Assuta does not do. Ambulance is 101.

Total cost
The basic basket is funded through health tax withheld with National Insurance at a lower and a higher rate depending on income. Supplemental cover adds roughly ₪50–150 a month. Copays are small with a quarterly ceiling. B/1 holders contribute nothing and depend wholly on the employer's private policy.
Time needed
Olim are covered from day one of aliyah; other residents are typically enrolled within one to three weeks of registering status.
Validity
Cover continues automatically while you are a registered resident. Funds can be switched a few times a year at no cost. Supplemental and commercial policies bill monthly.
Verified
August 2026
Medium confidence·Olim and registered residents, who join Israel's universal system; and B/1 foreign workers, remote workers and visitors, who do not and must be privately covered.

Before you start

  • Registered resident status — citizenship, a teudat oleh or recognised residency. B/1 holders and visitors are excluded
  • Registration with Bituach Leumi, which triggers health-fund enrolment
  • A Teudat Zehut or, for olim, a temporary ID number
  • An Israeli payment method for contributions and the supplemental plan

Step-by-step

  1. 1

    Register with Bituach Leumi

    Public healthcare follows from registered residency. Olim are usually registered on landing; others register at the Ashdod branch or online. This is also what applies the olim health-tax exemption for roughly the first six months.

    In personWho: You, with Bituach LeumiImmediate for olim; 1–3 weeks for a change of status
  2. 2

    Choose one of the four health funds

    Every fund must accept you and provide the identical statutory basket, so compare clinics, apps and supplemental tiers rather than cover. In a quarter-based city, check which fund has a clinic inside your own rova — the whole point of the planning is that daily services should be walkable.

    OnlineWho: You, through Bituach LeumiFree; the basic basket is health-tax funded
  3. 3

    Add the supplemental plan (bituach mashlim)

    Almost every resident adds their fund's own supplemental tier for faster specialists, choice of surgeon, partial dental and overseas cover. It is a separate and much cheaper product than standalone commercial insurance.

    Mobile appWho: Your kupahRoughly ₪50–150 a month
  4. 4

    Register with a family doctor and learn the referral rule

    Most specialist appointments require a hafnaya referral from your GP. Book and renew prescriptions through the fund's app. Copays are small with a quarterly ceiling.

    Mobile appWho: You
  5. 5

    Know what Assuta Ashdod does and does not do

    Assuta Ashdod covers emergency, general medicine, surgery, obstetrics and a growing specialist range for the city. It is a young hospital, not a decades-old tertiary centre, and some complex services are still referred to Kaplan in Rehovot, Barzilai in Ashkelon or the Tel Aviv hospitals. Ask your GP where your specific condition would be treated.

    Mobile appWho: You
  6. 6

    If you are on a B/1: get the employer's policy in writing

    The Foreign Workers Law obliges your employer to provide private medical insurance. Obtain the policy document, the insurer and the hospital network before you need them. It is not the national system and does not behave like it.

    Via employerWho: Your employer

Documents you’ll need

  • Teudat Zehut, or teudat oleh and temporary ID for new immigrants
  • Bituach Leumi registration confirmation
  • Proof of Ashdod address for clinic assignment
  • Payment details for contributions and the supplemental plan
  • For B/1 holders: the employer-provided private policy

Things most newcomers don’t know

Ashdod's hospital is younger than most of its residents' careers, and that is the local health story.

A city of nearly 230,000 had no hospital until 2017. Assuta Ashdod opened with about 300 beds under a government tender and is operated by Assuta, part of Maccabi Healthcare Services — so before you assume 'there's a hospital in town', check whether your fund and your condition route you there or still send you to Kaplan in Rehovot or Barzilai in Ashkelon. It is a real question with a definite answer.

Source: Assuta Ashdod Medical Center

Living and working in Ashdod does not put you in the health system.

Entitlement follows registered residency, not presence or employment. B/1 foreign workers, remote workers and visitors sit outside it entirely and an emergency-room bill lands wholly out of pocket. The Foreign Workers Law places the duty on the employer for B/1 staff, which only helps if you have actually seen the policy and know which hospitals it covers.

Source: Bituach Leumi — foreign worker entitlement; Foreign Workers Law 5751-1991

Pick your health fund by which rova its clinic is in.

The four funds provide an identical legal benefits basket, so the only differentiators that matter day to day are clinic location, app quality and the supplemental tier. Ashdod's whole design premise is that each quarter is self-contained, so a fund with a clinic in your own rova is a materially different experience from one two quarters away. The choice is reversible a few times a year at no cost.

Source: Ministry of Health — National Health Insurance Law

The olim health-tax waiver ends without a reminder.

New immigrants with no or low income are typically exempt from health tax for roughly the first six months from aliyah, after which contributions start automatically through Bituach Leumi. A payment gap can disrupt cover. Diary the end of month six rather than waiting for a letter.

Source: Bituach Leumi — registration and contributions for new olim

Common mistakes to avoid

  • Assuming residence in Ashdod means coverage — B/1 holders, remote workers and visitors are outside the system.
  • Assuming a local hospital means every service is local; some are still referred to Rehovot or Ashkelon.
  • Booking a specialist without a GP referral (hafnaya) and paying full price.
  • Choosing a health fund by brand rather than by which rova you can actually walk to.
  • Dialling a single emergency number — it is 101 for a Magen David Adom ambulance, 100 police, 102 fire, 104 Home Front Command.

Some of this may be out of date. Spotted something inaccurate? Help us keep it right for the next newcomer.

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Sources

Last verified August 2026. Government processes change — always confirm critical details against the official source before acting.